MEET AN EXPERT

Generating guaranteed income for LIFE

Michael Mendez Jr is the Founder & CEO of 1346 Financial, LLC. Michael has been licensed since 2004 and has developed a passion for helping families with their retirement goals and protecting their assets. We help pre-retirees on the cusp of retiring or if you're already retired, safely secure a permanent guaranteed stream of income you can’t outlive, with no market risk. 

Most retirees fail to realize that retirement is not about how many assets you have, or how big your retirement account is. To experience a successful and happy retirement, you must learn how to optimize your current retirement account and convert a portion of your retirement account into guaranteed monthly paychecks. It’s all about income during retirement not assets. Your assets can be lost, swindled, stolen, divorced, sued, decimated in a market crash or wiped out by long term care. 

Here at 1346 Financial, LLC our mission is to help you create a sustaining and successful retirement income plan. Michael is happily married to his wife Joanne Mendez for over 27 years, has four great daughters and two grandchildren. He enjoys fishing, camping and cooking his signature ribeye steaks for his family.